How do I get a free annual credit report?

How do I get a free annual credit report?

I’ve heard that you can get a free anuual credit report online. Is that true? and if so, which companies provide these free credit reports online?

ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://creditandfinancesolution.info/index.html?src=WP2fighdotuholre

RELATED FAQS:
Is this a good credit card offer to accept after bankruptcy?
Credit One Bank Visa, $75.00 annual fee, 23.90% interest. I don’t care about the interest because I will charge small amounts and pay it off each month. I just don’t know about this annual fee. But I DID just have a bankruptcy discharge so maybe I’m luck to get any offer at all. Help."

Can i get an auto loan?
can i get an auto loan from a bank with a car that is not with a dealership? or does the car have to be with a dealership?

What is an avarage auto loan intrest rate?
What is an avarage auto loan intrest rate?

Help….stuggling college student…student loan…auto loan?
Hi, I am a full time college student and I am in need of a car. I have no job yet..but trust me i’m looking. I have heard of students purchasing cars with their student loans? Does anyone know how to go about doing this? Also, I have heard of an auto loan. Does anyone know how that works? Please, any information will be greatly appreciated!"

How to buy something online with parents credit card without them knowing?
I have nook and the charger broke again and she told me not to brake it because it cost to much to buy another one and if i did brake it she not buying another one and she’s going take my nook color away.but it broke by it self i didnt drop it or nothing .i wanna buy the charger with her credit or debit card without it showing what i bought and i want to replace it but how. Helpp

"My Credit Score is 475, Please help me……?"
Okay so my Credit score is 475. I’ am 23 years old and had a credit card since I was 18. Yes I know that was mistake, but my limit is only $300.00. I still pay the credit card every month and never max it out anymore. I have medical bills that are killing me and one phone bill that is on collections. My question is how long will it take for me to improve this score. I just hit my career job and need this to bump up, so I could get a car for my family. What are my options to improve this and yes I know one of the answers already, PAY OFF your debt, but what else can I do."

Will payday loans hurt my credit score?
I’m 23 years old who moved to a big, expensive city for work shortly after graduation. I have no credit history, so obtaining a credit card is nearly impossible given the strict credit requirements and my towering living expenses, The city’s cost of living has forced me to ask my parents for money to help cover rent, which is ridiculously expensive. I’ve also been using payday loans for the past 4 months (a cycle that I’m attempting to break), and am wondering if these high interest loans will hurt my credit. They are repaid on time, well before the due dates. Will this help me build credit, hurt my credit, or have no impact? My bank is 5/3 btw. Any information is greatly appreciated! Thanks"

Can I declare bankruptcy independent of my husband?
I am $60,000 in debt, all of it unsecured (medical and credit card). My yearly income is $35,000. I have to put groceries on credit cards every month because I have nothing after paying minimum payments. My credit is (obviously) bad, but my husband’s is excellent. However, he is also in debt to the point that he cannot contribute much of anything toward my debt. My name is on the morgage, car, and a home equity loan – all of which are paid by my husband on time and in full. Can I declare Ch.7 or C.13 bankruptcy individually and without harming my husband’s credit rating? (His name is not on any of the $60,000 debt.)"

Auto loan information?
hello, i’ve been interested in buying a new vehicle something around 17,000 or so not exactly brand new but new to me i dont have anything bad on my credit but i dont exactly have good credit i have had one personal loan with my credit union and was never late on a payment and paid it off on time so my question is would i be able to get an auto loan through my credit union since i’ve already had one loan or would i need to build up my credit some more before they would give me an auto loan. thanks for the answers"

http://answers.yahoo.com/question/index?qid=20120205230940AAJF89X
Can I cancel my auto loan contract?"""

Will bamboo kill gold fish?
I have a small bambo plant that sits in a jar of water. I’d like to put it in with my gold fish.The fish is in a old glass milk bottle. Does any one know if the bambo would kill my fish?

Fox Symes anyone? Debt Consolidation?
Anyone had experience with this Company? It’s an Australian Company by the way. What do you think about debt consolidation? And can anyone recommend a reputable company (in OZ) and what they charge, what you pay etc… Thanks"

I want to keep my home and vehicles will chapter 13 bankruptcy allow me to do so?
I want to keep my home and vehicles will chapter 13 bankruptcy allow me to do so?

Filing for Bankruptcy?
I am considering filing Chapter 7 bankruptcy and was hoping to get some advice from people who have been there. I have about $18000 worth of debt, my boyfriend was laid off in August of last year and still can’t find work and, I was in a car accident in which I did not have any gap insurance and sustained a back injury and can’t tolerate working as much as I used to anymore. I am also a full-time nursing student….. How long does the process take and can you give me a general description of it? In what ways am I able to rebuild me credit afterwards? I own a car but drive 15mi one way to go to school and 25mi the other way for work, will I be able to keep it? Not sure what to ask…. young and very confused…. please help!"

Court-ordered sales?
Is a court ordered sale the same as a foreclosed property?

What do you know about Mortgage Lenders of America?
My husband and I are a young military couple looking to buy our first house. We can’t be approved for a mortgage loan through our bank because my husband has only been in the Navy for 1 year (they require 2 years in the same field). We have applied through Lending Tree and recieved a really good offer from Mortgage Lenders of America. Has anyone else worked with them? I’ve visited their website, but want to know more information from someone who has worked with them personally. This is a HUGE investment for us, and we don’t want to make a mistake. Thanks in advance!"

Is there any way to find out if I have credit or not?
My credit is via my cell phone.

Will Chrysler Financial refinance my auto loan?
I’m thinking of calling Chrysler Financial and trying to get them to refinance my auto loan. I still owe them about $10000 on a loan for a car that blue books for less than $5000. Since I have no chance in affording any type of new car anytime soon I figured I my as well drag the loan out more and lower my payment to give me extra cash every month. Has anybody worked with them? Do they help you out or will they give me the boot?

I need help with fileing bankruptcy can someone help me?
I am a 33 yr old whom is married but my husband is scared to file for bankruptcy because he someday wants to by a home,we cant even get credit cards issued though so my question is what is th easiest and cheapest way to do this for myself? I heard from someone office max sells some sort of kit you do yourself.Anyone that can help I will appreciate it"

Can I apply for a auto loan if I just got a job today?
Can I apply for a auto loan if I just got a job today?

How do you get a free credit report by mail?
I just want to know how to get a FREE credit report by mail only!

Is it a good idea to have bankruptcy papers filled out online?
Is it a good idea to have bankruptcy papers filled out online?

Can I pay off Best Buy balance with gift card?
I have a balance on my best Buy account which i purchased an item at 6 months same as cash. I have a gift card to best buy and i am wondering if I am able to pay off the balance with that gift card. Anyoen know? Tanks!

Best first credit card for college student..second time around?
I just applied for my first credit card through my bank, SunTrust. I got my rejection letter, stating the reasons as insufficient credit file."" I would really like to start building credit for myself. How soon should I apply for another without screwing up my credit report? Any suggestions on a good company to go with? 1st Financial Bank"

Can i pay of my credit card before i get the statement?
i got my first credit card, a secured one from my bank to start building my credit. i got my first statement n i twas around 70$ so i made a payment online tahts scheduled to come through tonight, but still my balance is 130$ ($60 spent over the weekend), can i just pay off that extra 60$ now even though that monthly statement wont be coming til next month? any penalties or benefits?"
How do I get a free annual credit report?
I’ve heard that you can get a free anuual credit report online. Is that true? and if so, which companies provide these free credit reports online?
ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://creditandfinancesolution.info/index.html?src=WP2fighdotuholre
Can I refinance on my house loan?
My husband and got a house in April 2010. It was a CHFA loan (Colorado Housing and Finance Authority). We put done $0 as down payment and got a 5.25% fixed interest rate. We have been receiving letter from various loan people offering as low as 3.25%. We have made payments during the last year on time. Im wondering if we will e allowed to refinance a CHFA loan if so do we go back to them for refinancing or can we take it to another lender. How much would it cost us to have out loan refinanced? Are we doing the right thing here?

I do qualify for bankruptcy but lawyer wants 1500 dollars.I am out of work and have no money.?
I do qualify for bankruptcy but lawyer wants 1500 dollars.I am out of work and have no money.?

Will going bankrupt affect my career in a law firm?
I am struggling to pay my debt, as i have recently just lost my job. But i am studying law and am trying to get a career in law. I am only in the early stages of my learning so i dont understand much about bankruptcy and other court orders. I have been told that if i want a job in law my name needs to be squeaky clean"" if you like. If anyone can help it would be much appreciated."""

Is it safe giving debit card numbers to porn sites?
We once played with my brother with my credit card by putting its number and the 3-digit number at its back on a porn site. Is this something that I should fear about the porn site stealing my balance? We did not avail of their products anyway; we just gave our credit card number and the 3-digit number only to avail of their free trial of porn movies. Something funny if you think . . . hehehe

Anyone know anything about Chapter 13 Bankruptcy?
I have 9 more payments left in my chapter 13 bankruptcy plan and I wanted to know what happens after I finish paying all of the payments.

Credit-card interest rates: No candidate discussion?
Lots of talk about unfair mortgage practices, but how about penalty"" interest rates on credit cards? My highest one (Washington Mutual"

How can i get my ICICI home loan details online ?
How can i get my ICICI home loan details online ?

Where is a good place online to shop for a low-interest auto loan?
I have great credit and am looking for a low-interest yet longer-term auto loan (like 72-84 months). Thanks!

How does one calculate the Bankruptcy Risk Score?
Does anyone know the formula and variables that go into the Bankruptcy Risk Score? This is different than a credit score, and banks use this formula to figure out one’s risk of bankruptcy."

Best hair growth vitamins?
what are the best hair growing vitamins? im trying to grow my hair out and i already have a shampoo and conditioner all i need is vitamins 🙂

I’m 17 and I want to check my credit score?
What are some free websites I can use? One that doesnt require that I be 18? My reasoning for wanting to check is because I want to make sure my mom hasnt put anything in my name. She had a habit of doing stupid things like that and though I hope my suspitions are wrong I want to be sure. I dont want to go to buy an apartment when I turn 18 and get rejected because of my score. A little help please.

What to do with this payday loan?
A payday loan place (in the state of nm) that I go regularly to get loans (about several and I have paid off each one) might sue me. I got a loan of $1500 made one payment of $220 and then a whole bunch of stuff happened to me in my personal life (financial stuff) that caused me not to have the payment the second time. The contract was to pay it in 6 months. I went in there said I didn’t have any money and that I wouldn’t have the next payment due in 2 weeks either. But I still offered to pay the loan within 6 months. In fact in the month of January I plan to give $1200 cash to them and then the following month another $600 cash. I don’t see how I could be charged the full interest rate since I’m not going to take 6 months to pay it off. The truth is my truck is on the verge of breaking down. I commute to work 50 miles so when my truck goes so does my job. My 20 year old truck has bout 3 or 4 months left give or take that is why I will give them $1800 before the end of February. That is ALL they are going to get from me. Wanna sue me? Go ahead. I have no assets. Wage garnishment? Ha ha garnish what? I will have no job. Raid my bank account? I will close my account after I pay them $1800. Put it on my credit report? My credit already is as bad as it can get. Why do you think I’m at a payday loan place. Have me arrested and placed in jail? Sorry but at some point I will get out. Jail won’t hold me forever. Not for a 1500 loan anyway. None of this scares me. I will go before any judge and say look, I’m trying to work with these people. I’m not trying to skip out on this loan. Am I being reasonable or not?"

Why do so many celebrities commit suicide?
So i have just read this morning that another celebrity has commited suicide (Mindy McCready), and i wonder why someone who has money and famous would do this isn’t that what us ”common people” want? So another question comes to my mind, how can someone really be happy in life?, because clearly money and fame isn’t it when you think about it lots of suicides, drug and substance abuse etc…"

Does anyone know any website were i can view my credit score for free?
Does anyone know any website were i can view my credit score for free?

Bankruptcy question in NJ?
WE plan to file bankruptcy and are concerned about the deposits in are checking accounts that dont match up to are income.Thier are more deposits in their due to the fact that we have cell phones and etc.in are name for some freinds and they give us cash for this witch we deposit into are accounts so it looks like we have more then what we make, do you think this will be a problem? will they ask for proof?"

"Loan broker asking for advance fee, Scam?"
I am having financial difficulty at present and I am trying to consolidate my existing debts and pay a deposit for rented accommodation. I have made an application with a comany called The Credit People"" (http://www.creditproblemsnoproblem.co.uk/). Well they gave me a call and after a few questions they put me on hold to see if they can sort it out for me. They said they have a lender in place who has accepted me and they ask for a admin fee of about 50 and the money will be put into my bank within three working days. Is this is a scam"

"Which is better, debt consolidation or bankruptcy?
In terms of credit score. I have a decent credit score but a lot of debt. I want to make the best long-term choice.

Is $15k down on a $36k car good?
Is $15k down on a $36k car good?

Will the VA give me a loan or advance pay on my disability compensation?
I just was awarded 70% for PTSD, I was told by another vet at my school you can get a loan against your comp for up to $5000 and they will take it out of your checks over time. I have not found any information on this so I dont know thats its true, thanks for any info you can give me =)"

"If I file for bankruptcy and then get married next year, how will it affect my husband’s credit?"
I thought my boyfriend would understand my reasons for wanting to file for bankruptcy ($24,000) even though I have another $5000 on my car and $20,000 financial aid. I don’t want him to have these debts but he looked at it as it would hurt his credit. I thought I’d be doing him a favor by wiping out some of MY debts before becoming joint. First question is, would you rather marry someone and assume these debts or marry someone and assume their bad credit. Second question is, how much will it affect his credit?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can anyone help me on a good payday loan site? I keep getting the run around from site to site.?
I am looking to get a loan,but can not find a good site. I fill out the form and then it redirects me to another. I want a good loan site thats not a scam. Thanks"

How can I check my credit report for free?
Does anyone know of a website, a secure one, that I can check my credit report on with no cost to me, as well as no contract agreements? (FYI freecreditreport.com you have to have a contract with a company before you can get your report.)"

Credit Score of 630. What are chances of getting a car loan for13k with 2000 down?
I get paid minimum wage with a montly income of about 920 , Im thinking no chance but asking anyway"
How do I get a free annual credit report?
I’ve heard that you can get a free anuual credit report online. Is that true? and if so, which companies provide these free credit reports online?
ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://creditandfinancesolution.info/index.html?src=WP2fighdotuholre

Where to get free credit reports?

Where to get free credit reports?

What websites offer free credit reports? Can you get them for free once every year?

ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://creditandfinancesolutions.info/index.html?src=WP2fighdotuholre

RELATED FAQS:
My bank sold my auto loan does that negatively affect my credit?
If I could speak to someone I wouldn’t need to ask here. the loan was sold to a place thats not even actual bank that is hard to get ahold of which has left me feeling like that best thing for me to do is to refinance with my local small town bank. Also this is why Im worried about a negative mark on my credit because of the stupid bank…..Please only answer if you have an actual answer =(

Pre approve auto loan?
What if I get a $26000 pre approved auto loan, but the car i buy only cost me $23000?"

What type of bankruptcy would a person file who’s only income is disability payments?
What type of bankruptcy would a person file who’s only income is disability payments?

I need some help looking for a loan with bad credit.?
Me and my dad were recently hurt. We were victims of a violent crime in a gang initiation. since then my dad cant work as much as he did before, and with the economy hitting hard it has completely got us hurt. i was stupid enough to start getting check cashing pay day loans and now i have 7 added up. i feel so stupid for getting into the situation but now its an impossible cycle to end. it has made it impossible for me to pay other bills. and its hurting my credit. every 2 weeks i lose about $250 having to recycle these loans. i just need a loan of about $3,000. do any of you know of any legit websites that might approve me? I really want to be able to start college. and get medical insurance. Im 19 and at this rate’ im scared im going to lose years of my life in this rut."

What is online payday loan company…?
I stubled across it on my freinds computor?….should I advise him or drop it?

What kind of rate with a 645 FICO on a auto loan?
Hi there, I’m a first time car buyer, I’m looking to buy either a used Honda Fit, Matrix or Nissan Versa around $12- 14k. I have a 645 FICO with a few collections and paying off a student loan (account is current and in good standing) I have NO credit cards. My gross income is $38,400 a year. Can anyone tell me what kind of rate I would get on a 14k auto loan with a $2,000 down payment? I’d really appreciate it. Thank you."

"Have a bank loan in Saudi, exit on re-entry visa and go to work in UAE / Dubai?"
Can I go on work visa to Dubai while holding exit re-entry visa in Saudi? I mean if I’m not on exit my iqama, bank account, etc will still active and I will be able to pay my loan while I work in Dubai. Is that possible? Is there any risk I may get? Please help me. I can’t pay all the loan at once, but will be able inshaAllah to pay it within 3-6 months."

I just got my free credit reports. BUT HOW DO I FIND OUT MY CREDIT SCORE##?
I just got my free credit reports. BUT HOW DO I FIND OUT MY CREDIT SCORE##?

Top party schools with high acceptance rates?
so im going to be a senior at the end of this year and i need to start looking at colleges. at first i thought i wanted to go to a scool in chicago and i still do but the schools im looking at have realitivly low acceptance rates. but thinking about it now i really want to go to a hardcore party school with a realitivly good reputation. i have a solid 3.0-3.5 gpa and i have yet to take my sats but i got an average score on my psats. i don’t have any extracuricular activites except three years strong at volunteering however ive taken ap or advanced english and social studies and will have a level 5 in a language. if you can give me a good party college that will probably accept me that would be great 🙂 thanks!

What is the highest legal auto loan APR for georgia?
even with bad or little credit, we were quoted a payment of 533 a month for 72 months. The car is worth 22k (inc taxes) but we are putting 5k down on it. I figured it out to be 34.75%, that can’t be right can it?"

Is there a way I can get a 20k loan with terrible credit?
My fico score is currently like 450. My debts are right around 18k. I am deliquent on everything. I am wondering if there is a spot I can get a 20k loan to pay off all past debts then just have the 20k loan out there to repay? I would have to go alone, I don’t really have anyone that can co-sign for me"

What is a good auto loan interest rate?
I’m planning to buy a 2005 Nissan Altima for $8500. The dealership is still running through their banks to find out what my payments would be and stuff. I’m also checking with my own banks, and my parent’s credit union to see what I can get. I really have no idea what I should be looking for in an interest rate. I don’t know what’s too high, or what is ideal. Of course I’m going to go with whatever is lowest out of the banks, but I want to know what to expect before I sign those papers. What should I expect for an interest rate? I owe almost $3000 on my credit cards. I have a $5000 student loan that I haven’t started paying yet (because I’m not done with school) and my credit score is almost 650. What’s a good rate and what should I expect?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

TD Banknorth Auto loans?
Anyone ever use TD Banknorth for auto loans? I never have seen them advertised"" on tv or radio or even in my bank"

Can a Chapter 13 Bankruptcy be converted to a chapter 11?
The trustee will not confirm our Chapter 13 BK because we have too much debt per the guidelines for a 13. We were self employed but aren’t any longer, but the majority of the debt is from our previous business."

Auto Loan Question?
I will be putting $5000 down, so acutally just financing $17000. I make $2200 a month…HOWEVER… I am military and live on base. I have no rent, water, gas, or electricty bills. I pay phone, internet, and cable (130 a month) cell phone bill (100 a month) and insurance (120 a month with two cars fully covered) That makes my total monthly bills $350. That leaves me with $1850 a month disposable."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

HOW DO I GET A AUTO LOAN WITH BAD CREDIT AND CAN I GET A LOAN ONLINE?
HOW DO I GET A AUTO LOAN WITH BAD CREDIT AND CAN I GET A LOAN ONLINE?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Why are we Americans so uneducated / misinformed about personal finance?
How can so many be so ignorant about something so important? Do ppl acutally think that that the gov’t is going to give them 800 bucks; do they not realize that they have to pay it back on next years income tax? Or at least have that deducted from their refund. How can so many fall for the Payday loan scams? How did so many get into ARM mortgages? Why don’t ppl educate themselves about personal finance?

Where do i go for 1980 HeadLine News?
I am looking for headline ( front page ) news Maybe in march or april 1980

Where can i get a payday loan?
I am already with Quick-Quid and have taken a loan with them. However i am finding to difficult to find a payday loan for 400 with someone that will guarantee me payment of that 400 without any application fees. Any advise would be useful. P.S i don’t want to have to pay any application fees

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Free credit report?
Free credit report?
Where to get free credit reports?
What websites offer free credit reports? Can you get them for free once every year?
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://creditandfinancesolutions.info/index.html?src=WP2fighdotuholre
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Best Credit Card Company?????
I’m 20, and want to start building my credit with my first credit card…..which company would be my best bet???"

What do you think about new Real Estate site Ovlix.com?
Hello, My name is Egor. I am a developer of new Real Estate site Ovlix.com. I need your opinion about my site. Thanks for help."

I need to know my credit score?
I want to see what my credit score is. I went to annualcreditreport.com and went to Experian from there. They gave me a detailed summary of my credit, open/closed accts and my standing on each acct. But, they said I’d have to pay 5.95 to see my actual SCORE. I need to know what my score is and I think the 5.95 was sort of a scam"" like a trial thing or w/e and I don’t want to deal with that. Is there a place I can go to see my actual credit SCORE and where is the cheapest"

How can i get my credit check?
I’ve been trying to get a loan in my bank but been told that there is nothing available at the moment and I have to get back with my credit check. I was talking on the phone and rushing and couldn’t be arsed with having an all explaining done through the phone. I googled it and there are some websites coming up where i have to give my card details because none of them is free but they are willing to do it for with a payment. What exactly should I do?

"I applied for a best buy credit card, and a target credit card.?"
Im a 20 year old kid that can’t get approved for a credit card because he doesn’t have credit so, they asked for my income and the lady at best buy told me she put her income plus her fathers so she suggested that I combine mine with a parent’s and I put 55,000 I probably make 20,000-25,000 I later come to find out this could get you in big trouble. So please someone ease my nerves and tell me I won’t be going to prison for stretching the truth a little on a store credit card. Also tell me the in and out of obtaining a credit card with no credit history"

Where would i find a free credit report web site .. all i find they want CC#?
Where would i find a free credit report web site .. all i find they want CC#?

Can an auto loan be denied or canceled within 10 days?
well Mad Men, i hope to hell that happens for me since I’m having buyers regret and think i might enjoy walking, bussing, and renting a car for at least another week."

Anyone know how I can check my credit for free WITHOUT a credit card?
freecreditreport.com requires a credit card number even though they’re free"". I aquired a credit score without a card"

What is a good online company to get a payday loan through?
What is a good online company to get a payday loan through?

If i use one of these free credit reports will it tell me what i owe or just give me a credit score?
If i use one of these free credit reports will it tell me what i owe or just give me a credit score?

What percentage of your owed bill divided by total income does it take to get approved for a auto loan?
What percentage of your owed bill divided by total income does it take to get approved for a auto loan?

Is a Debt consolidation/personal unsecured loan a good plan?
we aren’t trying to borrow our way out of debt just trying to keep our great FICO score. A few times in the past a last and miss payment is what damaged our FICO more then anything. So with ONE auto payment to the bank that will keep our score great. Being a SAHM isn’t easy but it can be a little hectic during Summer break, KWIM?"

How can I stop payday loan companies from debiting my account?
How can I stop payday loan companies from debiting my account?

$10 credit card transaction?
Why do some merchants, particularly smaller businesses, set a minimum purchase of $10 for any credit card transaction, or simply refuse to take any sort of bank card from consumers?"

Chapter 13 Bankruptcy – Student Loan Consolidation?
My lawyer told me that another attorney told him that if I was in default before I filed bankruptcy that they may consider student loan consolidation. He also said, that if I wasn’t in default when I filed they will not consider loan consolidation. Please let me know if this is accurate and where can I get more information on student loan consolidation."

Home loan calculation?
Hi I am planning to go for a home loan. I know there are manyweb sites and one on the bank site itself. But it really does not show how is it caluclated. This is my requirement: (INR) Loan:12,00,000 Term:20yrs Intrest:13.5 Floating Can some one explain wht is the EMI. and how much is the intrest and component EMI= Intrest + component. Many thanks, Rajiv"

What is the best credit card for airline miles ?
What is the best credit card for airline miles ?

When is the best time to re-finance my auto loan?
I’m paying $314 a month on a 72 month loan and am 12 months in. When is the best time re-finance? Now, or should i wait a couple years?"

Will my credit history ever be perfect again????
the thing is i have received letters and actually ignored them and my debts have been passed on to about 5 debt collection agencies as when one doesnt havent luck they refer it to someone else. if could get a loan to consolidate my debts i wouldve done this along time ago but no one will lend to me. i have recently had a baby also which is why i have realised i need to wake up and face these debts if i want to give my son a good future. also i do not plan to get a mortgage now i just wanted to kno that if i agree to pay of my debts with a reasonable monthly figure that oneday my credit will be better and companies are happy to lend to me in the future. thank you for your quick responses i really appreciate it guys. x

Whats the fastest way to increase my credit score?
My score is currently 641, I owe $10,000 and have payed off $5,000 over the past 3 months. My plan is to be debt free in 6 months. I have a few negative reports from a few years ago but other than that I have been paying all my debt on time and for more than the minimal payment. Is there anything I can do to help my credit score increase faster? I would like to have 700+ score. thanks"

A credit card charges a daily periodic rate of .05318% what are the monthly and yearly rates?
help plz? =s

How can i get a guaranteed loan?
i am a college student starting school in less than one month, my car’s transmission went out and i am pretty much on my own. just a small loan will do. can anyone help?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"If your credit score is between 636-670, is that good?"
If your credit score is between 636-670, is that good?"
Where to get free credit reports?
What websites offer free credit reports? Can you get them for free once every year?
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://creditandfinancesolutions.info/index.html?src=WP2fighdotuholre

Equifax cannot locate my credit report?

Equifax cannot locate my credit report?

This is somewhat an odd situation. I have had a 2 year credit history with all three credit bureaus prior to this problem. It seems that all of my credit cards have suddenly stopped updating on my equifax credit report. When I try to apply for a new credit card, I get denied because I have no equifax credit file" I requested a free credit report with equifax and even they can’t locate me! It’s as if my equifax credit file just disappeared. But I have previous copies of credit reports from equifax so it obviously did exist. What can I do and what seems to be the problem? Fyi: experian and transunion is working fine. My credit report is updated and my score is good. But all accounts have not updated since 2007 on my equifax credit report"

ANSWER: For Credit and finance solutions I recommend this website where you can find all the solutions. http://your-finance.us/index.html?src=WP2fighdotuholre

RELATED FAQS:
What is the legit free credit report website?
You hear from all sorts of places about getting your free credit report, but you just have to sign up for a free trial. And theres always that catch. I saw something yesterday on the TV about a free credit report being offered and the offer expires end this month? I cant remember who it was. Also, that offer aside, what is the legit place to get access to your once a year, free credit report? I dont trust half of what I read."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"I am young, desperate, and ignorant… How do I repair my bad credit?"
I am 23 years old, I live in Southern California, I am a full time student, I work full time, I support my self alone, and I make about 1600 dollars a month. My expenses basically equal that and I live very frugal. I may have a little extra money left over in savings but that usually gets sucked up by a medical or transportation emergency. I have a 5 year old combined debt of around 3,500 dollars to a bank and credit card account. Then I have around 1500 dollars in medical debt to various creditors over the course of 2 to 5 years. I obviously have bad credit which becomes a vicious cycle but I want desperately to chang this and take the best approach I dont know what to do? Should I or can I file for bankruptcy? Debt consolidator? Pay off the debt in small payments ?( I could maybe afford a 150 dollars a month towards my debt) Then what do I do to rebuild my credit after I repair my mistakes?"

I need a payday loan and I only have direct deposit with a bank card. Can someone help me?
I need a payday loan and I only have direct deposit with a bank card. Can someone help me?

"When the rate of inflation increases, does it affects people who have mortgage on loan?
Such as will the people be paying back lesser principal amount?

What is the normal Heart beat rate ?
What is the normal Heart beat rate ?

Does anybody know a site where you can really get your free credit score at?
I want to know my credit score but I can’t find a site that doesn’t charge.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Question about auto loan when you have bad credit?
is it guarantee that you could get a loan from another party which is giving out auto loans when your credit is bad and you are only making at least $1800 monthly. My friend told me that she got rejected once. So do you guys know one loaner that will approve you any way.

Indian bank-checking educational loan status online?
i have applied the educational loan for my higher studies online in the indian bank and after finishing the application form they give me a reference number and now i am in need to check my application status and i have searched that website for those links and nothing is in there.so anyone help me immediately best answers will get 10 marks.

Anyone know any good places for loans without credit/bank account?
Anyone know any good places for loans without credit/bank account?

I’m Thinks about Filing Bankruptcy?
I’m forced to file bankruptcy since i’ve been out of work for 10+ months and I’m runnning out of money. I’m going to keep the car because I’m current. I have two other credit sources. One personal loan with a HIGH balance that I will claim and one credit card with a VERY LOW balance, that I can continue to make payments. Question – will filing a BK screw up the other credit card if I’m current on payments but have a balance? Will they possibly increase my APR because I filed? I don’t want to screw it all up since this was not entirely my fault. I can’t find work. Your advice is greatly appreciated."

Do you have to pay taxes on a personal loan?
If you are unemployed and a friend was going to loan you money would you have to file and pay taxes on it? What about if it was a gift?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Whats the best way to refinance a car?
Whats the best way to refinance a car?

"When I’m 18, what should I do to protect my credit/information from my parents?"
I fear my mom will pretend to be me and make an account and starting borrowing all money, she did that to my grandma and dad, they now each owe 100,000 dollars in debt. What should I do to protect her from my credit and etc? Any advice, tips? Also, if my parents die, do I end up having to pay their leftover debts? Like what happens to it?"

I’ve had a payday loan sent to collections. Will I be able to get a future payday loan with another company?
what happened was my checking account was compromised. I closed the account and opened a new one. But I forgot that the payday loan was automatically deducted from the old account. The payment was NSF and the loan automatically went to collections. My concern is will this be on m record and cause me to be refused a future loan from another company?

Is there a way to check my credit score for free on the Bank of America website?
Is there a way to check my credit score for free on the Bank of America website?

Can anyone tell me where or how to get a loan (that isn’t a payday loan) even though i have no credit history?
i don’t have any credit history bc no one will ive me a damn break! can anyone out there give me some good advice or tell me which site to go to where i can either establish credit easily or get a small loan???

Payday Loan Debt Is Killing Me! Tips Please!?
Is it better to let them sue me. Will that stop the outrageous interest rates. I only have one loan remaining but it will take 5years to pay off. After I get paid I barely have money for groceries. I had to get a second job and use food pantries. So paying more than the min. is almost impossible. I have learned my lesson I will never borrow money from anyone again!

"What do I put for annual household income"" for a credit card application?""
I’m a full-time student and I don’t work. Do I include my father’s income since we live in the same household?

Do I have to payback bankruptcy after filling?
Ok so I make over 1 thousand a month of disability. I have a 13 thousand dollar debt— between medical bills, — $3k of a loan between (2 people) thats paid satisfactory on my credit report (no longer there in current credit report) and they took my vehicle twice and they dont have the first payment recorded,

Where can I get a free credit report online now?

Where can I get a free credit report online now?

Just wondering where can I get a free credit report online now? Heard they’re VERY useful…

ANSWER: For Finance and credit solutions I always recommend this site where you can find all the solutions. http://creditandfinancesolution.info/index.html?src=WP2fighdotuholre

RELATED FAQS:
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Credit score and auto loan advice?
I have a credit score of 709 I’m 20 years old. I was needing to get a $3000 auto loan. I was just wondering if that credit would be enough to get it??

Need help with interest rate of 18% credit card.?
Its time to go shopping! You grab your Best Purchase credit card, which has an annual interest rate of 18%. Assume that you have a previous charged balance of $285.76 (before interest has been applied) on the card. On your shopping trip, you purchased three items: a Blu-ray player, two 4-GB flash drives, and a 19-inch flat-screen television. You purchase all the items on your credit card for a total of $352.18. When the bill comes at the end of the month you decide to pay all of the charges. Answer the following questions, showing any needed calculations. (Round all your answers to nearest hundredth or cent.) What is the monthly interest rate? What are the interest charges on the card? (Calculate only on last months unpaid balance) What is the total balance on your card?"

Is my credit score good enough for a low interest auto loan?
Hello, So I am planning on applying for an auto loan through chase but before I do so I was hoping that someone may be able to tell me if you think my credit score is good enough to get a low interest loan. Currently through experian my credit score is a 711 I have no accounts in collections or delinquent accounts. I plan on getting a loan for a car that is no more the $15,000. Just a brief answers, a yes or a no is fine too. thanks for the help. By the way if its important my age is 23."

Consolidation or bankruptcy?
37k in debt do to losing my job a few years ago, 1 car repo of 4k and the rest is just credit cards and misc. all debt is within 4 accounts, i have 8 bad marks on my report, i have no cards open in my name at this point, well actually i have nothing in my name at this point. what option would have a better and faster outcome for improving my credit. i was fine before i lost my job and now im back on track and working again. my current score is 526, all because of mr. economy. now i want to fix it and get going back on the right path. so do i consolidate or file chapter 13 or 7 which ever one it is?"

Do I need to continue to pay my mothers Chapter 13 Bankruptcy?
My mother filed for Ch 13 several years ago and has passed away in November. NOw that things have started to settle I am tending to all her loose ends. Will I have to continue to pay this debt? She did not own any houses, or have much assets."

Fixed vs. variable mortgage rates?
What are the criteria I should use to choose between fixed and variable mortgage rates when buying a new home?

Should I payoff my 401k loan with an unsecured debt consolidation loan with nearly the same rate?
My 401k loan plan is a fixed payment plan, pay no more or no less. I owe roughly $19K w/ 8% int. (home loan) with 6+ more years to pay off. The debt consolidation loan is for 8.99% for 5 yrs. One caveat ofcourse, is if I miss just 1 payment rate can adjust as high as 27.99! Gotta go w/ autopay deductions. Doing this will give me more take home pay, but is it worth it?"

Loan question?
Is there somewhere or anyway somebody can find a loan with bad credit , not cash advance a long term loan ?"

Any suggestions on what to do now regarding my soon-to-be-defaulted payday loans?
I began getting payday loans in April of ’07. I was just an inexperienced young adult trying to keep my car and my rent paid for me and my disabled mother. I quickly got trapped into a vicious cycle of debt. I rolled over numerous loans until I ended up with 9 storefront loans!! It finally became too much for me to handle. I’ve even already used extended payment plans with all the companies who would allow, but I ended up going back to reloan to carry over the burden of the remaining loans and my escalating bills. 8 of my loans will soon be in default. I did stop payments on the checks and closed my account and opened a new account. I placed my closed account on credit only status; the bank will now call for authorization for any debits. I just missed my due date for all the loans and haven’t contacted most of the lenders yet. One called me at work and immediately became rude and threatening when I told her I couldn’t pay the total amount or the interest to roll over. She threatened a lawsuit and wage garnishment. I know this is possible, but there is no way I can afford a wage garnishment from 8 separate lenders. I am so nervous about contacting the remaining companies because I know that these places just want their money and do not want to work with you. I am going to draft a letter revoking wage assignment rights and access to my bank account as well as a directive to not call me at work. However I fear that this will not stop these companies from harassing me at work. I know I’ve made a huge mistake and I want to pay but I just can’t pay all at once. The one lady I talked to already denied my request for a payment arrangement. Are there anymore suggestions as to what else I should do?? I don’t want to just sit around and wait for court, and I fear some of these companies will reject any payments I may make. Please help me! I am overwhelmed! I have sincerely learned my lesson. If I pay $50 a month to each lender I can have them paid within about 10-12 months. That’s all I can afford, almost more. Any suggestions or support or advise would be greatly appreciated. Thanks!"

"Does applying for an auto loan hurt your credit, if you dont use the approved loan?"
Does applying for an auto loan hurt your credit, if you dont use the approved loan?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"Trying to get home mortgage, 1 80%, 2 20% credit score is 504?"
I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible."

Credit score?
where can i find a site where i can get a ferr credit report and a score??

Can a 14 year-old child get a credit Card?
i’d prefer a credit card but if i can get a desent debit card tell me of some

Website Online Credit Card Payments with Offline Processing?
My current hosting package provides mysql database and a Shared SSL"". I am quite technical and would attempt online payments if i had the time – i have been looking at OSCommerce. I’ve now been able to link up a DB with it but its the payment side of things that i wasn’t sure about and didn’t want to take chances. But the quotes i got were very expensive – hence hoping i could have an SSL form and process the details myself using our existing credit card processing system."""

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What furniture store will finance on not so great credit?
I’m looking to purchase a sofa, however due to some mistakes made in my early 20’s, me credit score isn’t the best. I’m looking for a nationally known furniture store (i.e., Levitz, etc), that I ‘might’ have a good chance of being approved by if i apply for financing? I don’t want to apply to several companies and end up getting turned down and lowering my score even more, so I want to apply to just one that I know I’ll have a good chance of getting approved by. My credit isnt horrible, but I do have a few dings. Thanks!"

Does anyone know of any prepaid debit card payday loans?
I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.

Should i get Home loan Cotes from More bank brokers?
Hi all, I am a buying new Home I contact one bank broker and she is offering me 5% at 0 point. Do you think I should get cote from more bank brokers? If I get more cotes, is it going to affect my Credit Report? Also, please suggest me some good websites to get Home loan cotes. Thanks, MP"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Is a 9.50% fixed rate APR good for a credit card?
FYI My bank is a credit union. So I guess I’m doing good there. Also, she said this card is a special offer they give to customers with higher scores. She said in 6 years, the card has not moved from 9.50% She could not say that it would NEVER change. But if it did, it would be a change that would effect the entire bank and all care holders. So from what is sounds like, they wouln’t change it at a whim. It would be a decsion made my bank officials and effect all card holders across the board"

Can i buy two separate houses on one home loan?
say i’m approved for a 200K home loan, and there are two houses for 80k each, can i get two on one loan? if not could i buy one home for 80K, they reapply for another loan and get approved for close to another 120K? i have been told i will most likelyy be approved for 200K, i would like"" two buy two 80k homes close toeach otherer on one loan. is that possible?"""

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Where can I get a free credit report online now?
Just wondering where can I get a free credit report online now? Heard they’re VERY useful…
ANSWER: For Finance and credit solutions I always recommend this site where you can find all the solutions. http://creditandfinancesolution.info/index.html?src=WP2fighdotuholre
"Can anyone recommend a good Bankruptcy attorney in Stockton, Ca? Or recommend a good website that can help?"
Can anyone recommend a good Bankruptcy attorney in Stockton, Ca? Or recommend a good website that can help?"

Why doesn’t my credit score come with my annual credit report?
And how can I get this score without signing up for anything? This is very frustrating.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"Bad credit car loan, down payment of $3000?"
bad credit car loan, have $3000 downpayment, 1 default on credit report and earn 1900 week, with a fulltime job on the mines, but also have only been doing this job for a month, but have always been employed fulltime previously, the car I want is 35,990 , I do understand the interest rate will be high…well do I have a chance with bad credit lenders??"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How does a double escrow work?
I understand that you close the buying/selling on the same day, but I need to know specific detail of the exact process/steps. For example: contracts, paperwork, people involved, fees, transfers, and advertisements. I need to know precisely how this is done, as though I could go out and do it myself with no problem. Thanks for your help"

Bankruptcy-Car loans???
If you have 2 car loans can you only choose one of them to be included in the discharge? I know that they let you keep them if you can pay for them, but i can now only pay for one."

Can payday loans help your credit?
If I were to get a pay day loan and pay it on time will it help improve my credit?

Dont the freecreditreport.com guys ROCK?
Dont the freecreditreport.com guys ROCK?

Is there a way to get a full credit report for free?
I heard once this is possible once a year. Any leads on where I can get this?

Really need advice on my landlord that is giving me 2 weeks to move! help!?
Really need advice on my landlord that is giving me 2 weeks to move! help!?

"How to use a MasterCard gift card for online shopping when it asks for name on card""?"""
Thanks for answering, Use your noodle."" While I was waiting for a response"

Can anyone vouch for Lexington Law firm for credit repair?
I’ve heard that some of these companies are complete scam, rather than simply an over-priced service for something anyone can do themselves. Has anyone heard anything bad about Lexington?"

Pay off settlements with credit cards?
I am receiving settlement letters from the credit card company’s that I owe. I am way behind in payments and by now they are on my credit report. If I wait 7 to 10 years it will drop off my report if I don’t file for bankruptcy. If I pay the settlements for my credit cards, is it true it will drop off my credit report after three year?"

"What can a loan shark do if i don’t pay, legally wise.?"
Like a dumbass I borrowed from a hispanic loan shark, a friend was going to help me pay him off this week, but backed out last minute. Now he’s hassling and wants his money but I’m scared and don’t know what to do. Any advice would be appreciated. Yes, i know i was stupid for borrowing from a loan shark, but circumstances made me desperate in the beginning."

Credit score?
I am trying to buy a home and the dude for the house told me I had a score of 535 and another I went on another website annualcreditreport.com and used TransUnion which said I had 632 can’t I just pick that score and show him that one…because when I signed up it gave me 3 choices and I just picked TransUnion…and I need a 570 to get the home.

How can i check my credit score without a debit or credit card?
How can i check my credit score without a debit or credit card?

"I’m in search of a loan provider for debt consolidation for $24,000 in debt that will accept a 415 FICO score. Any suggestions?"
My FICO is at 415 and I have a mix of credit card debt and high interest rate auto loan from DriveTime, resulting from divorce and custody battle. I do have student loans but they are on an IBR plan. I’m looking for a lender that is willing to work with me to consolidate and make 1 payment. Any suggestions and/ or lender experiences are greatly appreciated."

Can I get Educational loan from any bank ?
I am from India. My salary is good. I had taken ICICI Bank Credit Card, 07 years back. There was some fraud committed by bank in my credit card statement. I complained to Bank. Bank admitted it’s mistake. Aggrieved with this credit card fraud, I decided to close my credit card account. I talked to bank, regarding this. They subtracted additional amount due to fraud from total amount and asked me to pay certain amount. I paid that amount and got No dues letter from bank. Recently bank has reported status of this credit card as Post (W/O) Settled ,in my credit information report. This remark is derogatory. I wrote to bank regarding this. They have replied that they are looking in my matter with priority and update status soon. Every 10 days they send reply like this and are doing nothing. I wrote to CIBIL also to remove this 07 years old accounts. They are saying that unless ICICI bank informs them to do so, they can not remove. I am helpless. Nether ICICI bank is helping nor CIBIL is helping. In this situation, can I get educational loan from any bank or NBFC ? Educational loan is considered as priority sector lending by Banks/NBFC’s. Is there any bank which will give me educational loan without referring to credit report ? What is the best solution of my problem?"

Is this good terms on an auto loan for my credit score?
I went to the local credit union and they approved my for 18,000 financed with 10.14 interest the lady told me my score is 640 when she looked it up."

How much will your credit go up after paying off a car?
i have payed off a car loan that was around 8-9k to start with a 5 year $230 a month payment and was wondering how much my credit might go up.

Best buy credit card?
I want to get a new laptop but i dont wanna pay for it in cash i was thinking about getting a best buy credit card and do payments on it to make me have credit but they want my financial info about my house. I still live with my parents at the moment so am i supposed to still put down the info or am i not able to sign up for one because im not at my own place?

How much will i be paying the finance company for auto loan?How to calculate it?
ok so i have bad credit, cant get financed anywhere so might do in house financing. The interest rate will be 24.5% on 30 months for a 8000 vehicle with 2000 down(so really on 6000 loan). How do i calculate how much the finance company will be making off me?"

Loans or student loans for 19 year olds NOT in uni?
I’m nineteen and i’m in my third year of sixth form, i’m leaving soon for art college but for now i was thinking is it possible to get a student loan even though i’m not in uni?"

How do I get motorcycle financing with poor credit?
New bike about $8500
Where can I get a free credit report online now?
Just wondering where can I get a free credit report online now? Heard they’re VERY useful…
ANSWER: For Finance and credit solutions I always recommend this site where you can find all the solutions. http://creditandfinancesolution.info/index.html?src=WP2fighdotuholre